Hypothecation (HP) Termination

Remove bank loan liens (hypothecation) from your official vehicle records with completed bank NOC processing. We handle the RTO portal updates so you can freely sell or transfer your vehicle.

Approval Timeline: 1-2 Working Days
Desk Quote: ₹1,099 (2W) / ₹1,499 (4W)

Required Documents Checklist

Please have these documents ready for our verification team.

  • Original Smart Card RC
  • Bank NOC (Form 35 / Hypothecation Deletion Form in duplicate)
  • Active Vehicle Insurance Policy Copy
  • Valid PUC Certificate
  • Owner's Identity Proof (Aadhaar or PAN card copy)
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Bank NOC Validity: Bank NOCs usually expire after 90 days. We recommend applying for HP termination immediately after receiving the NOC from your bank.

Filing Coordination Path

01. BANK NOC VERIFICATION

We verify your bank NOC dates and signatures over WhatsApp before collection.

02. DOORSTEP COLLECTION

A field executive receives physical records from your location.

03. PARIVAHAN SUBMISSION

We upload details, process official treasury fees, and physically file the HP deletion request.

04. SMART CARD DISPATCH

Once verified, the updated RC smart-card without the bank lien is dispatched directly to your address.

Filing Request Callback

Connect with our local desktop assistant to start your HP Termination process.

Aaradhyasmartsolutions Fast Track Desk
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